Low Income Scheme - who can apply




Anyone can apply as long as they don't have savings or investments over a certain limit. You can't get help if you or your partner (or both) have more than: 

  • £16,000 in savings, investments or property (not including the place where you live) 
  • £23,250 in savings, investments or property if you live permanently in a care home (£24,000 if you live in Wales)

Who doesn't need to apply

You don't need to apply if you or your partner are named on, or entitled to an NHS Tax Credit Certificate or get:
  • Income Support
  • Universal Credit (in some circumstances)
  • Income-based Jobseeker's Allowance
  • Income-related Employment and Support Allowance
  • Pension Credit Guarantee Credit

You're already entitled to full help with health costs.

How claims are worked out

How much help you get depends on your weekly income and outgoings, plus any savings or investments you have at the time you apply. 

Your council tax and housing costs will be used in the assessment. This means that even if your income is too high for Income Support,  you might still get help through the Low Income Scheme.

If you have a partner, their income will also be taken into account as part of your assessment, as will the income of any other people who live with you (excluding children or dependent young people).