The 1995 section’s normal pension age is 60. If you work beyond age 60 your pension will be paid when you eventually retire.
If you have one NHS job you must retire from the job for at least 24 hours to qualify for your pension.
If you have two or more concurrent pensionable jobs in the NHS you are only required to retire for at least 24 hours in one of them provided that the remaining job(s) total less than 16 hours per week. However, you must cease to be pensionable in all your other job(s). If you are retired prematurely due to redundancy or interest of efficiency of the service, you should read the additional information in the early retirement section.
You may not rejoin the Scheme once you are in receipt of a pension. (Unless it is an ill health retirement pension and you are under age 50).
If you have Special class status your normal retirement age is 55.
Nurses, midwives, health visitors, physiotherapists and mental health officers in post before 6 March (collectively described as having Special Class Status) have the right to retire from a normal retirement age of 55 without a reduction to their pension, subject to certain criteria being met.
Further information on these can be found in the Special Class Status factsheet.
If you wish to take some or all of your pension before you are 60 it will be reduced because it will be paid for longer. Further details on this are included in the early retirement section
Once you reach your 75th birthday you can no longer be a Scheme member and you will be entitled to receive your retirement pension from that date without a break in employment, but a lump sum cannot be paid once you have reached age 75. After age 75 the lump sum will be converted to additional pension.
The maximum pension membership is 45 years. If you reach 45 years membership before your normal pension age your benefits will be deferred and paid to you when you choose to retire.