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Information for independent financial advisors (IFAs)
This information is intended to support independent financial advisors (IFAs), unions and other bodies or organisation representing individual members.
You can find out:
how to access information about a specific member
NHS Pensions scheme year…
Employer events
The NHS Pensions Stakeholder Engagement team support employers with their administration responsibilities for the Scheme and can help with any queries you may have.We organise events, courses and training for Scheme employers including: basic…
Disclaimers
We do not include a projection of your pension at retirement as part of your statement.
NHS pension benefits for membership after 2015 are also subject to change.
In 2015, the government made changes to most public service pension schemes,…
Partial retirement
If you're aged 55 and over and you have agreement from your employer, you can choose to take part, or all of your pension benefits while you continue working in NHS employment and build your pension benefits in the 2015 Scheme. This is called…
Cost of being in the Scheme
All NHS Pension Scheme members pay a percentage of their pensionable pay to the scheme each month. This is called a contribution rate.The amount you pay into your pension changes on 1 April 2026. On this page you can find more information on your…
Understanding the effect of the McCloud remedy period rollback on annual allowance
If you're affected by the changes to public service pension schemes, sometimes known as ‘McCloud’ or the Public Service Pension Remedy, you will be asked if you would like to receive legacy scheme or reform scheme pension benefits for your…
Pension scams
Jump to:Pensions scamsPension scams can be hard to spot, and anyone can be targeted. According to the 2023 Crime Survey for England and Wales, 1 in 17 adults experienced fraud in a single year.What scammers may doScammers often seem friendly and…
Information for practitioners and non-GP providers
Due to your personal browser settings you may not be able to edit and save changes to the forms without first downloading them to your deviceTo do this, select the relevant link, right-click on the form and save it to your device.Use this page to…
TRS refresh - update on statement availability
There are three main reasons why a pension statement may not be available. These are listed below, with just some examples of why this may be the case.
There is a data issue that needs to be investigated
Examples include:
an outstanding data…