The government has announced new forecasted deadlines for Remediable Service Statements
This announcement sets out deadlines for when NHS Pensions will send Remediable Service Statements (RSS) to members affected by the Public Service Pensions Remedy (also called the McCloud Remedy). More information can be found on our When you'll make your remedy choice web page.
The first stage of the public service pensions remedy (also known as McCloud) is rollback.
What rollback means
Rollback concerns how pensionable service accrued during the remedy period is treated. The remedy period was 1 April 2015 to 31 March 2022.
Who rollback affects
Rollback does not impact all scheme members. You will be affected if from 1 October 2023, you were either a:
- member with no protection
- member with tapered protection
If you’re one of these members, any continuous membership you had in the remedy period (1 April 2015 to 31 March 2022) will be moved into your legacy scheme. In the NHS, this legacy scheme is the 1995/2008 Scheme.
Is my NHS Pension affected by the remedy?
How rollback works
Your pensionable membership for the remedy period will be automatically rolled back into the legacy NHS scheme. It will remain in the legacy scheme, when benefits become payable or you transfer out you will make a choice about your remedy period benefits.
Choosing your benefits if you’ve already retired
If you retired on or after 1 October 2023, you do not need to do anything until we contact you. We’ll ask which pension benefits you want to receive for your membership between 1 April 2015 and 31 March 2022 (the remedy period). You will choose between:
- legacy scheme pension benefits
- reform scheme pension benefits
We’ll provide you with information in a Remediable Service Statement (RSS) to help you make your decision.
Choosing benefits if you’re retiring later
If you will not be retiring until a later date, we’ll contact you closer to that time. When we do, we’ll ask you to choose your pension benefits.
Choosing your remedy period benefits
If you’ve been affected by rollback, it may have changed your annual tax allowance.