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Making your remedy choice

The government has announced new forecasted deadlines for Remediable Service Statements

This announcement sets out deadlines for when NHS Pensions will send Remediable Service Statements (RSS) to members affected by the Public Service Pensions Remedy (also called the McCloud Remedy). More information can be found on our When you'll make your remedy choice web page.

If you’re affected by the Public Service Pensions Remedy (PSP Remedy), sometimes known as the McCloud remedy, you need to choose your pension benefits after you retire.

We’ll ask you to choose the benefits you want for your membership between 1 April 2015 and 31 March 2022. This is called the remedy period.

You can decide to take your remedy period pension benefits from either the:

  • 1995 or 2008 Scheme, depending on which one you were a member of before 1 April 2022
  • 2015 Scheme

Making your decision

After you retire, we’ll contact you when it’s time to make your decision. 

We’ll send you a Remediable Service Statement (RSS). This statement shows your pension benefits under the 1995 or 2008 Scheme, whichever is relevant to you, and the 2015 Scheme.

You can then compare the benefits and decide which you’d like to take. You have 12 months from the date in your RSS to do this.

If you do not reply, we’ll update your benefits permanently to pay you 1995 or 2008 benefits for the remedy period. This is option A in your RSS.

What you can do

You can read more about:

  • what an RSS is and how it’ll help you
  • when you’re due to receive an RSS
  • how to let us know which benefits you’ve chosen

You can also use our Remedy Benefits Illustrator to understand how your choice might affect your pension before you receive your RSS.

If you have any questions

If you have any other questions about your choice, you can contact us.