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Update on proposed government changes to public service pension schemes
The Court of Appeal ruling on 'protection', known as the McCloud Judgment
In April 2015, the government put into effect reforms to all main public service pension schemes.
The reforms that took place in 2015 did not apply to those closest to…
Pay and contributions
On 22 May 2025, the Secretary of State announced that the headline pay recommendations for NHS staff from the NHS Pay Review Body (NHSPRB), the Review Body on Doctors and Dentists Remuneration (DDRB) and the Senior Salaries Review Body (SSRB) have…
Department of Health and Social Care confirms change of date of annual 2015 Scheme pension cost of living review
Each year, 2015 Scheme pensions for members who are still actively contributing are reviewed to keep up with the rise in cost of living. The 2015 Scheme pensions are reviewed using the Consumer Price Index (CPI) in the year before, plus an…
Understanding your benefits in the 2015 Scheme
From 1 April 2022, all members of the NHS Pension Scheme will be members of our 2015 Scheme.
The 2015 Scheme is a Career Average Revalued Earnings (CARE) scheme. This is a form of defined benefit pension scheme.
When you take your pension…
NHS Pension Scheme Regulations
There have been many regulations introduced which have changed the NHS Pension Scheme in different ways. A list of all regulations is provided here:
The National Health Service Pension Schemes (Amendment) Regulations 2024 (legislation.gov.uk)
The…
Family benefits and life assurance
We have information to help you understand what you need to do when a member dies.
When a member dies
Death in membership
Read our factsheet to find out what to do if a member dies while working for the NHS:
Death in membership - useful…
Contingent decisions
Every Public Service Pension Scheme is working through significant complexity to put in place the Public Service Pensions Remedy for all affected members.
As the largest Scheme, we have made a lot of progress towards implementing the remedy so…
Information for practitioners and non-GP providers
This information is only for practitioners, locums, Out of Hours and non-GP providers.
Responsibilities of NHS England, PCSE and NHS Pensions (PDF: 106KB)GP Member Pension Guide (Word: 412KB)Integrated Care Board (ICB) NHS Pension Scheme guide (PDF…
Lifetime allowance
Closing date for new applications for Fixed or Individual Protection 2016
After 6 April 2025 HMRC will not be accepting new applications for either Fixed or Individual Protection 2016. More information about applying for these protections can be…
Cost of being in the Scheme
On 22 May 2025, the Secretary of State announced that the headline pay recommendations for NHS staff from the NHS Pay Review Body (NHSPRB), the Review Body on Doctors and Dentists Remuneration (DDRB) and the Senior Salaries Review Body (SSRB) have…