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What happens to your pension when you die
The NHS Pension Scheme provides members with life assurance cover and lump sum benefits that can help to look after your loved ones after you’re gone.
As a pensioner member, your family or someone you have nominated may be eligible to receive a…
Final pay controls
The aim of the final pay control regulations in the 1995 Section of the NHS Pension Scheme is to protect the NHS Pension Scheme against the costs of excessive increases in pensionable pay at or before retirement.
Employers are charged if they give…
Leaving or taking a break from the scheme
There are a number of ways you can leave or take a break from the scheme.
Watch our video for help to understand what you would be giving up if you decide to opt out:
Download the video transcript (PDF: 146KB…
Pay and contributions
The updated pensionable pay ranges for each contribution tier from 1 April 2025 have been presented to Parliament on 10 July 2025.
This webpage has been updated with the proposed new ranges.
Information about calculating member pay, protection…
Making your decision about your NHS Pension benefits
If you're affected by the changes to public service pension schemes – sometimes known as ‘McCloud’ or the public service pensions remedy, you'll be asked if you would like to receive legacy scheme or reform scheme pension benefits for your…
Employer events
The NHS Pensions Stakeholder Engagement team support employers with their administration responsibilities for the Scheme and can help with any queries you may have.
We organise events, courses and training for Scheme employers including:
basic…
Information for employers about changes to public sector pensions
Every Public Service Pension Scheme is working through significant complexity to put in place the Public Service Pensions Remedy for all affected members
As the largest Scheme, the NHS Pension Scheme has made progress towards implementing the…
Lifetime allowance
Closing date for new applications for Fixed or Individual Protection 2016
After 6 April 2025 HMRC will not be accepting new applications for either Fixed or Individual Protection 2016. More information about applying for these protections can be…
NHS Pensions McCloud Remedy Benefits Illustrator
If you’re a member of the NHS Pension Scheme and you’re affected by the public service pensions remedy (‘McCloud’ remedy), you can use the Remedy Benefits Illustrator to understand how your remedy choice is likely to affect your pension overall.…