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Making your decision about your NHS Pension benefits
If you're affected by the changes to public service pension schemes – sometimes known as ‘McCloud’ or the public service pensions remedy, you'll be asked if you would like to receive legacy scheme or reform scheme pension benefits for your…
Important news if you've received a 1995/2008 Scheme pension savings statement for 2023/24
You may have received a 1995/2008 Scheme pension savings statement showing a pension input amount for tax year 2023/24 in brackets, ‘£(10,987.60)', for example. This means that the figure is a negative pension input amount.
You need to read the…
Bigger lump sum purchase
This is only for people who were members of the Scheme before 25 March 1972 (1995 Section only).
It applies to anyone who either:
is or has been married
has a civil partner
has a surviving Scheme partner
The person must be nominated to…
Update on proposed government changes to public service pension schemes
The Court of Appeal ruling on 'protection', known as the McCloud Judgment
In April 2015, the government put into effect reforms to all main public service pension schemes.
The reforms that took place in 2015 did not apply to those closest to…
Member hub
What you can do in the member hub
In the member hub you'll find all the information you need about being a member of the NHS Pension Scheme, including accessing both the 1995-2008 Member Guide (PDF: 5.13MB) and the 2015 Member Guide (PDF: 2.64MB…
Understanding your benefits in the 2015 Scheme
From 1 April 2022, all members of the NHS Pension Scheme will be members of our 2015 Scheme.
The 2015 Scheme is a Career Average Revalued Earnings (CARE) scheme. This is a form of defined benefit pension scheme.
When you take your pension…
Additional pension
Additional pension allows you to buy extra annual pension if you're an active member of the 2015 NHS Pension Scheme. All active members moved to the 2015 Scheme from 1 April 2022 as part of the public service pensions remedy, also known as McCloud…
Understanding your choice after retirement
McCloud RSS delivery timetable update (1 July 2025)
Following a recent written ministerial statement, the timetable for the delivery of remediable service statements to NHS Pension Scheme members will be updated. We appreciate that this news will…
The NHS Cost Claim Back Scheme
The NHS Cost Claim Back Scheme is for members affected by the Public Service Pensions Remedy
Every Public Service Pension Scheme is working through significant complexity to put in place the Public Service Pensions Remedy for all affected members…
Cost of being in the Scheme
The updated pensionable pay ranges for each contribution tier from 1 April 2025 have been presented to Parliament on 10 July 2025.
This webpage has been updated with the proposed new ranges.
All members of the NHS Pension Scheme pay a percentage…