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Normal pension age
Normal pension age is:
60 years old in the 1995 section
65 years old in the 2008 section
Members with special class status in the 1995 section may have the right to retire from a normal pension age of 55.
In the 2015 scheme, it's the…
Maximum lump sum
Information on exchanging part of an annual pension for a lump sum.
At retirement, members may be able to exchange some annual pension for a lump sum / larger lump sum.
This applies to:
1995 section (except members who left before 1 April 2008…
Benefits payable on death
In the event of your death, a lump sum and pension benefits for your dependants may be payable.
The benefits payable will depend on your circumstances at the time of your death.
A lump sum on death is a normally tax free sum of money…
Adult dependant's pension
In the event of your death, a lump sum and pension may be paid to your surviving spouse, registered civil partner, qualifying partner or nominated recipient.
We may pay an adult dependant's pension to:
your surviving spouse
your…
Disclaimers
We do not include a projection of your pension at retirement as part of your statement.
NHS pension benefits for membership after 2015 are also subject to change.
In 2015, the government made changes to most public service pension schemes,…
Lump sum
If you’re a member of the 1995 Section
The 1995 section automatically provides members with a lump sum at retirement. This is normally 3 times their pension.
If you're a member of the 2008 Section
If you moved to the 2008 section as part…
What type of statement you'll get
Each year, you'll get either a Total Reward Statement (TRS) or an Annual Benefit Statement (ABS).The type of statement you'll get is based on your circumstances.
What TRS is Total Reward…
Make or change a nomination
If you've already made a nomination, the details are on your statement.
If you want your death benefits to be paid to your spouse/partner, you do not need to make a nomination if you:
are married
are in a civil partnership
have a…
Contributions
Information about the contributions paid into the Scheme.
Employee contributions
This is the annual contributions you paid into the scheme during the year.
This is prior to the ‘updated to’ date on your statement. It excludes added years and…
Employee section
Depending on your circumstances, you’ll receive either a Total Reward Statement (TRS) or an Annual Benefit Statement (ABS) each year.If you receive a TRS, this includes an ABS which you can find by selecting the ‘NHS Pension’ tab.To find out more…