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Benefits payable on death

In the event of your death, a lump sum and pension benefits for your dependants may be payable. The benefits payable will depend on your circumstances at the time of your death. A lump sum on death is a normally tax free sum of money…
Total Reward Statements

Maximum lump sum

Information on exchanging part of an annual pension for a lump sum. At retirement, members may be able to exchange some annual pension for a lump sum / larger lump sum. This applies to: 1995 section (except members who left before 1 April 2008…
Total Reward Statements

Contributions

Information about the contributions paid into the Scheme. Employee contributions This is the annual contributions you paid into the scheme during the year. This is prior to the ‘updated to’ date on your statement. It excludes added years and…
Total Reward Statements

Normal pension age

Normal pension age is: 60 years old in the 1995 section 65 years old in the 2008 section Members with special class status in the 1995 section may have the right to retire from a normal pension age of 55. In the 2015 scheme, it's the…
Total Reward Statements

Make or change a nomination

If you've already made a nomination, the details are on your statement. If you want your death benefits to be paid to your spouse/partner, you do not need to make a nomination if you: are married are in a civil partnership have a…
Total Reward Statements

Independent financial advisors (IFAs)

Independent financial advisers can only get member statements from the member they represent. It's free of charge for members. It's a faster and more convenient way for them to get information about their NHS pension.
Total Reward Statements

Promoting the statements

This section provides Total Reward Statements (TRS) and Annual Benefit Statements (ABS) information about: promoting your local benefits the promotional tools that will be provided to you Add logos to TRS or ABS communications…
Total Reward Statements

How your statement is updated

Each year, we update your pension record to 31 March using information from your employer.Your pension statement will reflect this. It will come in the form of either a:Total Reward Statement (TRS)Annual Benefits Statement (ABS)Each of…
Total Reward Statements

Your employer to do list

Key activities employers must undertake.To do listWe provide overviews on activities that we advise you do to prepare your employees and organisation for:Annual Benefits Statements to do list (Excel: 11KB)Total Rewards Statements to do list (Excel:…
Total Reward Statements

Pension scams

A lifetime’s savings lost in a momentThe Pensions Regulator has warned that pension scams are on the increase in the UK.Some NHS Pension Scheme members may have already been targets.‘One off pension investments’, ‘pension loans’ or ‘upfront cash’…
Total Reward Statements
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