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Guaranteed Minimum Pension (GMP)
GMP is the least amount you’ll get from your pension scheme by law if you worked between 6 April 1978 and 5 April 1997.
How GMP affects you
If you worked between 6 April 1978 and 5 April 1997, you would have been contracted out of the State…
What happens to your pension when you die
The NHS Pension Scheme provides members with life assurance cover and lump sum benefits that can help to look after your loved ones after you’re gone.
As a pensioner member, your family or someone you have nominated may be eligible to receive a…
Retirement
Before you start
You should read:
our final pay controls webpage
final pay controls and employer charge factsheet (PDF: 162KB) (for 1995 Section officer members)
GAD - final pay control factors and guidance (PDF: 153KB)
GAD - Revised final…
Partial retirement
If you're aged 55 and over and you have agreement from your employer, you can choose to take part, or all of your pension benefits while you continue working in NHS employment and build your pension benefits in the 2015 Scheme. This is called…
Increasing benefits
Members can increase their pension benefits in a number of ways.
Additional Pension
To set up an Additional Pension, follow the instructions in the Additional Pension decision tree (PDF: 311KB).
Added Years
Read the Added Years factsheet (…
Contributions to the NHS Pension Scheme are changing
In 2022, the Department of Health and Social Care (DHSC) proposed changes to the amount members pay for their NHS Pension benefits. We wrote to members at the time and explained that some changes would take effect on 1 October 2022, while others…
Pension Awareness 2023: Building a solid future
Pension Awareness Week is all about helping to raise awareness of the importance of pensions. Throughout the week we’ll be sharing information on the NHS Pension Scheme, what it is and why it’s so valuable.
If you’re actively contributing to the…
2023/24 pension savings calculation error: claim reimbursement for associated costs
If you have been affected by the 2023/24 pension savings calculation error, we can reimburse you for additional costs you reasonably incur as a direct result of the error. This includes interest and additional accountancy fees.
We are developing…
February 2021 update on government changes to public service pension schemes
The Court of Appeal ruling on 'protection', known as the McCloud Judgment
In 2015 the government made changes to reform the majority of public service pension schemes. These reforms did not apply to members within 10 years of their normal pension…
Department of Health and Social Care launches consultation on NHS Pension Scheme member contribution rates
The Department of Health and Social Care has announced a consultation on proposed changes to the member contribution rates for the NHS Pension Scheme.
New structure for member contributions
This new member contribution structure will contain new…