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What happens to your pension when you die
The NHS Pension Scheme provides members with life assurance cover and lump sum benefits that can help to look after your loved ones after you’re gone.
As a pensioner member, your family or someone you have nominated may be eligible to receive a…
Final pay controls
The aim of the final pay control regulations in the 1995 Section of the NHS Pension Scheme is to protect the NHS Pension Scheme against the costs of excessive increases in pensionable pay at or before retirement.
Employers are charged if they give…
Letting us know that a pensioner member has died
If an NHS pension member has died, you should let us know as soon as you can. Once we know, we can make sure all the monies and benefits are paid quickly and accurately.
If we do not know, we may continue to make payments. This means whoever is…
Cost of being in the Scheme
All members of the NHS Pension Scheme pay a percentage of their pensionable pay to the scheme each month, known as a contribution rate.
From 1 April 2025, the amount you pay for your pension will change. On this page you can find more information…
Lifetime allowance
Closing date for new applications for Fixed or Individual Protection 2016
After 6 April 2025 HMRC will not be accepting new applications for either Fixed or Individual Protection 2016. More information about applying for these protections can be…
NHS Pensions McCloud Remedy Benefits Illustrator
If you’re a member of the NHS Pension Scheme and you’re affected by the public service pensions remedy (‘McCloud’ remedy), you can use the Remedy Benefits Illustrator to understand how your remedy choice is likely to affect your pension overall.…
NHS Pensions Finance
Contribution collection
Payment schedule
NHS employers have a statutory duty to ensure scheme contributions reach the NHS Pensions’ bank account by the 19th of the month following the month in which the earnings were paid to the member.
2025 to…
Applying for ill health pension benefits
If you become too ill to work, you may be able to retire and take your pension benefits. We understand that if you're looking to retire on ill health grounds, how difficult this time can be for you. So we have tried to make it as easy as possible…
Employer forms
Forms you need to manage a member’s pension record.
Contact details
Employer Organisation Contact details (PDF: 274KB)Make Contribution Payments (MCP) primary user change (Word: 72KB)
Estimates
Employers should use Pensions Online (POL…