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Pay and contributions
The updated contributions tiers have been agreed and are applicable from 1 April 2026You must make the necessary adjustments and collect any member contributions due.Information about calculating member pay, protection of pay and contribution tiers.…
Current processing times for NHS Pensions
We regularly carry out research to understand how we can improve the NHS Pensions serviceIf you'd like to find out more about taking part, read our NHS Pensions Research Panel sign-up formThis page was last updated on 1 June 2026. We will usually…
What happens to your pension when you die
The NHS Pension Scheme gives you life assurance cover and lump sum benefits that can help to look after your loved ones after you’re gone.As a pensioner member, your family or someone you have nominated may be eligible to receive a dependant’s…
Redundancy options for members
Options available to membersEarly retirement in the interests of efficiency (IOE)A member may be retired early in the IOE of the service. Unlike redundancy, this is where a member is no longer capable of meeting the requirements of their role…
Guaranteed Minimum Pension (GMP)
Guaranteed Minimum Pension (GMP) is the lowest amount you'll legally get from your pension scheme if you worked between 6 April 1978 and 5 April 1997.How GMP affects youIf you worked between 6 April 1978 and 5 April 1997, you would no longer be…
Capitalisation costs
When an employee is made redundant and chooses to claim pension benefits, an employer’s responsibility to pay capitalisation costs is limited so the cost cannot exceed an employee’s redundancy payment.A member is made redundant from NHS employment…
Letting us know that a pensioner member has died
If an NHS pension member has died, you should let us know as soon as you can. Once we know, we can make sure all the monies and benefits are paid quickly and accurately.
If we do not know, we may continue to make payments. This means…
Applying for your pension
Jump to:OverviewWhen you're ready to take your NHS Pension, you'll need to apply for it.You can read the NHS Pension Scheme overview (PDF: 178KB) for details about the different pension schemes you may have pension benefits in.You should also…
NHS Pensions McCloud Remedy Benefits Illustrator
If you’re a member of the NHS Pension Scheme and you’re affected by the public service pensions remedy (‘McCloud’ remedy), you can use the Remedy Benefits Illustrator to understand how your remedy choice is likely to affect your pension overall.…