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Membership of the NHS Pension Scheme
There are 2 NHS Pension schemes. There's the 1995 / 2008 Scheme and the 2015 Scheme.
From 1 April 2022, all new and active members of the NHS Pension Scheme are members of the 2015 Scheme.
Watch our video to understand about the NHS Pension Scheme…
NHS Pension Scheme Regulations
There have been many regulations introduced which have changed the NHS Pension Scheme in different ways. A list of all regulations is provided here:
The National Health Service Pension Schemes (Amendment) Regulations 2024 (legislation.gov.uk)
The…
Employer contribution rate arrangements to remain for 2020/21
Employer contribution rate arrangements to remain for 2020/21
The NHS Pension Scheme employer contribution rate increased on 1 April 2019 from 14.38% to 20.68%. The Department of Health and Social Care’s consultation response announcing the rise,…
Understanding if your NHS Pension is affected by changes to public sector pensions
Only some members will be affected by the changes.
You’re affected if you joined a public service pension scheme on or before 31 March 2012 and:
you had continuous pensionable service between 1 April 2015 and the 31 March 2022 (or your…
Understanding the effect of rollback on annual allowance
The Public Service Pensions Remedy and pension tax
Some members affected by the Public Service Pensions Remedy, also known as McCloud, will need to update their pension tax information with HM Revenue & Customs (HMRC).
This is because, as part…
Partial retirement
If you're aged 55 and over and you have agreement from your employer, you can choose to take part, or all of your pension benefits while you continue working in NHS employment and build your pension benefits in the 2015 Scheme. This is called…
Partial Retirement Calculator - now available
The Partial Retirement Calculator can be accessed from the partial retirement page of the website: Partial retirement | NHSBSA
With partial retirement, you can take up to 100% of your pension, stay in your job, and carry on building up new pension…
Transferring into the Scheme
If you have another pension, you can apply to transfer it into the NHS Pension Scheme. Any pension transferred in will be added to your benefits in the NHS Pension Scheme.
Moving within the NHS
If you move from one NHS employer in England and…
Annual allowance
Errors on 2023/24 pension savings statements, and clarification of figures on 2023/24 pension savings statements for the 1995/2008 Scheme
We are aware of an error on issued 2023/24 Pension Savings Statements. Read our news article 'Error on 2023/…
Applying for ill health pension benefits
If you become too ill to work, you may be able to retire and take your pension benefits. We understand that if you're looking to retire on ill health grounds, how difficult this time can be for you. So we have tried to make it as easy as possible…