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Transferring into the Scheme

If you have been a member of another pension scheme you can apply to transfer your pension rights into the NHS Pension Scheme. Any pension rights transferred in will increase your benefits in the NHS Pension Scheme.

Transferred in benefits will be treated in the same way as your NHS Pension Scheme benefits.

If you change employment between NHS employers in England and Wales, you do not need to apply to transfer your NHS Pension Scheme benefits as these will link automatically. Scotland and Northern Ireland have their own schemes.

It is important to note that your benefits will not transfer automatically to the Scheme. You must apply to NHS Pensions for a transfer to be made. The scheme that these are transferred into will depend on which scheme you were in and how long ago you left that scheme.

There are time limits for you to transfer other pensions into the NHS Pension Scheme.

When you can transfer

1995 Section

Applications to transfer benefits into the 1995 Section must be made within 12 months of joining this Scheme for the first time.

2008 Section

Applications to transfer benefits into the Scheme must be made within 12 months of becoming eligible to join the Scheme for the first time and before your normal pension age. Special rules apply to NHS employees transferring from NHS Pension Schemes elsewhere in the UK.

2015 Scheme

Applications to transfer benefits into the Scheme must be made within 12 months of becoming eligible to join the Scheme for the first time and before your normal pension age. Special rules apply to NHS employees transferring from NHS Pension Schemes elsewhere in the UK.

Important notice: A transitional member (a member of the 2015 Scheme who is also a member of the 1995/2008 Scheme) retains the right to apply for a transfer into the 1995 or 2008 Section if the application is made within 12 months of being eligible to join the 1995 or 2008 Section respectively.

How to apply

Read the Transfer In Guide and application pack (PDF: 872KB) and complete the application form within.

We also have a printable version of the guide.