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Transferring into the Scheme

Factor review 29 October 2018

Suspension of certain calculations involving actuarial factors

In the budget on 29 October 2018, HM Treasury announced a revision to the basis for the calculation of Cash Equivalent Transfer Values (CETVs) payable from public service pension schemes, which includes the NHS Pension Scheme. The impact of the review is that the factors used by NHS Pensions to calculate CETVs will change.  This may affect you if you have requested a CETV statement because you are getting divorced or are transferring your NHS Pension Scheme benefits to another pension scheme.

This may also affect you if you have requested a transfer in to the 1995/2008 or 2015 Scheme, and the transfer payment was not received before 29 October 2018.

Current position

We are currently assessing the impact of the review which means that any transfer requests affected by the changes detailed above are currently on hold.  Please be aware that this may increase the time taken to respond to your request.

Further information regarding the changes to other factors will follow in due course.

If you have another pension, you can apply to transfer it into the NHS Pension Scheme. Any pension transferred in will be added to your benefits in the NHS Pension Scheme.

Watch our video for more information about contributions.

Download the video transcript.

Moving within the NHS

If you move from one NHS employer in England and Wales to another, you do not need to apply to transfer.

Your NHS Pension Scheme benefits will automatically link.
 

Transferring from Scotland or Northern Ireland

NHS Scotland and HSC Northern Ireland have their own schemes. Benefits will not transfer automatically if you move to an NHS employer in England and Wales so you’ll need to apply for a transfer.

The scheme your benefits will be transferred into depends on which scheme you were in and how long ago you left that scheme.
 

Time limits on transfers

There are time limits for you to transfer other pensions into the NHS Pension Scheme.

1995 Section

You must apply to transfer benefits into the 1995 Section within 12 months of joining for the first time.

2008 Section

You must apply to transfer benefits into the Scheme:

  • within 12 months of becoming eligible to join the Scheme for the first time
  • before your normal pension age

Special rules apply to NHS employees transferring from NHS Scotland or HSC Northern Ireland.

2015 Scheme

You must apply to transfer benefits into the Scheme:

  • within 12 months of becoming eligible to join the Scheme for the first time
  • before your normal pension age

Special rules apply to NHS employees transferring from NHS Scotland or HSC Northern Ireland.

Transition members

A transition member is a member of the 2015 Scheme who is also a member of the 1995/2008 Scheme.

They have the right to apply for a transfer into the 1995 or 2008 Section.

They must apply within 12 months of being eligible to join the 1995 or 2008 Section respectively.

 

How to apply

Read the Transfer in guide and application pack (PDF: 633KB) and complete the application form.

We also have a printable version (PDF: 1.17MB).