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Reasons for overpayment

Overpayment of an NHS Pension can happen for a few reasons.

 For example, if your pension has been revised or if you're a:

  • surviving spouse or partner
  • child dependant
  • re-employed pensioner

Surviving spouse or partner

There may have been an overpayment if either:

  • you did not inform us of your spouse or partner’s death before their next pension payment was due
  • your spouse or partner had Scheme membership that ended before 1 April 2008, and you've now remarried - meaning you're no longer entitled to an adult dependant’s pension

Child dependant

If you're a dependent child of a member in the 1995 Scheme, you’re only entitled to a children’s pension while you’re in full time education. If you have left full time education, you must notify us as soon as possible.

Re-employed pensioner

If you're a re-employed pensioner, There may have been an overpayment if either:

  • you’ve exceeded your earnings margin
  • you hold a bank post and have earned more than your entitlement.

You can read more information about the rules of re-employment.

Your pension has been revised

Your pension award is revised because of a change to either:

  • your last day of service
  • your total length of service
  • the pay used to calculate your pension
  • your payment start date
  • your deemed date
  • your pre-retirement reemployed pensioner figure
     

There may be other reasons you're award is revised.

Repayments

If you've received a letter stating you've been overpaid, you need to follow the instructions on the letter to repay. The letter will tell you the amount that you owe.

You can contact us to discuss how the overpayment was created, or to find out how we've calculated the overpayment.