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Getting an estimate of your pension

We provide active and deferred members with an Annual Benefit Statement (ABS). They’re also known as Total Reward Statements (TRS) and can be accessed via Electronic Staff Record (ESR).

You can watch our video for information about how to request an estimate of your NHS Pension:

 Download the video transcript (PDF: 143KB).

What you get from our statements

The service is free of charge and is an efficient way to get information about your NHS pension.

Pension statements refresh yearly, based on information supplied by your employer up to 31 March.

Find out more on our Total Reward Statement information website.

Early retirement calculator

The early retirement calculator shows what to expect if you claim benefits earlier than normal pension age. 

You’ll need to access your Annual Benefit Statement to use the calculator.

The calculator will not estimate 1995 Section benefits for members aged 50 to 55.

Early retirement Calculator (Excel:106KB)

You can read the early retirement calculator guidance (PDF: 185KB) to help you.

If you don’t have an Annual Benefit Statement

Sometimes statements might not be available via the Total Reward Statement portal.

If you’re an active member, your employer may be able to provide different types of an estimate. You should check with them first before contacting NHS Pensions.

You can request an estimate from us if:

  • your employer can’t provide you with an estimate
  • you’re a deferred member
  • you’re a Pension Credit member

If your employer cannot provide you with an estimate and you do not have access to the Total Reward Statement portal, for example if you used to use GOV.UK Verify to access your statement, you can contact us to get a copy:


Telephone: 0300 3301 351 

Find out about call charges

Online: select service 'My NHS Pension' on our online form

GOV.UK Verify has closed 

GOV.UK Verify closed on 30 March 2023.

We'll be introducing new digital access to annual benefit statements to replace GOV.UK Verify. In the meantime, if you'd like to access your statement and you do not have access to ESR, get in touch using the contact details.

Statements are updated annually and the next update will take place in August 2023.

How to request an estimate

There are different types of estimates.

View the request form before you request an estimate. It will help you understand the different types of estimate and which one is applicable for what you want.

Estimate request form (PDF: 281KB)

Estimates supporting information

Read the relevant Key Notes if you want more detailed information about your estimate. This information includes:

  • how your pension will be worked out
  • survivor benefits
  • retirement lump sums
  • pay information
  • membership
  • pensions increase
  • pension sharing or earmarking

1995 Section (PDF: 151KB)2008 Section (PDF: 207KB)2015 Scheme (PDF: 143KB)Ill health (PDF: 170KB)​​​