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Getting an estimate of your pension

Watch our video first to understand how to request an estimate.


Requesting an estimate from NHS Pensions

NHS Pensions provide active and deferred members with an Annual Benefit Statement (ABS) through the Total Reward Statements portal.  They are also known as Total Reward Statements (TRS).

This service is free of charge and is a fast and convenient way for you to get information about your NHS pension. Pension statements are refreshed annually (based on information supplied by your employer). Supporting information about Annual Benefit Statements is available on the TRS information website.

The early retirement calculator (Excel: 108KB) shows what you can expect if you claim your pension benefits earlier than your normal pension age.

You will need to access your Annual Benefit Statement to use this calculator.

Please read the early retirement calculator guidance (PDF: 185KB) to help you. 

Important: this calculator will not estimate 1995 Section benefits for members aged between 50 and 55.

If you don't have an Annual Benefit Statement

If an Annual Benefit Statement is not available via the Total Reward Statements portal and you are an active member of the NHS Pension Scheme your employer may be able to provide you with different types of estimates directly. Therefore, you should always check with them in the first instance before contacting NHS Pensions.


If your employer cannot provide you with an estimate, you are a deferred member or you are a Pension Credit member of the NHS Pension Scheme, please read the next section on how to request an estimate from NHS Pensions.

How to request an estimate

There are different types of estimates.  Please refer to the request forms before you request an estimate to understand the different types and see if a charge will apply. If there is a charge for the estimate you require, complete the relevant parts of the estimate request form. Payment instructions are on the form.

Estimate request form (Officer) (PDF: 335KB)

Estimate request form (Practitioner) (PDF: 322KB)

Estimates supporting information

For additional information about your estimate please read the factsheet that applies to you:


1995 Section (PDF: 151KB)

2008 Section (PDF: 148KB)

2015 Scheme (PDF: 143KB)

Ill health (PDF: 170KB)