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Understanding your benefits in the 2015 Scheme
From 1 April 2022, all members of the NHS Pension Scheme will be members of our 2015 Scheme.The 2015 Scheme is a Career Average Revalued Earnings (CARE) scheme. This is a form of defined benefit pension scheme. When you take your pension…
Increasing benefits
Members can increase their pension benefits in a number of ways.Additional PensionTo set up an Additional Pension, follow the instructions in the Additional Pension decision tree (PDF: 311KB).Added YearsRead the Added Years factsheet (PDF: 85.5KB)…
Money Purchase Additional Voluntary Contributions (MPAVC)
A MPAVC allows you to make more contributions to build a separate retirement fund.How a MPAVC worksThe additional contributions you make are invested. They are used to supplement your main scheme benefits at retirement or later.You may take up to 25…
Nominations
You can choose who you'd like to receive your NHS Pension benefits after you die.This is called making a nomination, and it can:give you the choice about who receives a lump sum after you die, if one's payablespeed up the process for your family or…