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Membership of the NHS Pension Scheme
There are 2 NHS Pension schemes. There's the 1995 / 2008 Scheme and the 2015 Scheme.
From 1 April 2022, all new and active members of the NHS Pension Scheme are members of the 2015 Scheme.
Watch our video to understand about the NHS Pension Scheme…
Nominations
In the event of your death, the NHS Pension Scheme may provide for your family or a person you have nominated.
You can nominate someone to receive a lump sum on death benefit if you die using the lump sum on death benefit nomination forms.
If you…
Retirement
Before you start
You should read:
our final pay controls webpage
final pay controls and employer charge factsheet (PDF: 162KB) (for 1995 Section officer members)
GAD - final pay control factors and guidance (PDF: 154KB)
which form do I…
Redundancy overview and retirement
You may be able to claim your NHS pension benefits immediately if you retired early due to either:
redundancy
the interest of efficiency of the service
voluntary redundancy
Who is eligible
To be eligible you must be an active member in the…
Increasing your pension
You may be able to increase your NHS Pension in different ways:
Early retirement reduction buy out (ERRBO)
This option is for members of the 2015 Scheme only.
You can buy out the reduction that would apply if you claimed your NHS pension before your normal pension age.
In the 2015 Scheme, this is age 65 or the same as your State Pension age if that is…
Half Cost Added Years
You may be able to buy membership back as added years at half cost if you:
are a member of the 1995 Section
had Scheme membership refunded on or before 6 April 1978 (or a later period when you were a self-employed practitioner)
The option to…
Money Purchase Additional Voluntary Contributions (MPAVC)
MPAVC allows you to make more contributions to build a separate retirement fund.
How MPAVC works
The additional contributions you make are invested. They are used to supplement your main scheme benefits at retirement or later.
You can take up to…