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Understanding your statement

For some areas of the statement, there's specific information available for both:

  • officer pension statements
  • practitioner pension statements

Details on my statement

Information on how to understand the details on your statement.

Standard benefits

Information about the benefits you may get if you are a member of the Scheme.


Information about how your pay is used to calculate your benefits.


How we calculate your estimated NHS pension.

Lump sum

Information about the lump sum you might get for the Scheme you're in.

Adult dependant's pension

A pension may be paid to your surviving spouse, registered civil partner, or qualifying partner.

Hypothetical annuity cost

Hypothetical annuity cost is the likely cost of buying similar benefits on the open market.


How your membership totals have been calculated on your statement.


Information about the contributions paid into the Scheme.

Maximum lump sum

Information on exchanging part of an annual pension for a lump sum.

Benefits payable on death

In the event of your death, a lump sum and pension benefits for your dependant's may be payable.

Make or change a nomination

Changing a nomination and finding out your current nomination.

Normal pension age

Information about your normal pension age.


Important information and Scheme disclaimers.

Pension scams

Information to raise awareness on pension scams.

Independent financial advisors (IFAs)

Information for independent financial advisors.