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Guaranteed Minimum Pension (GMP)
Guaranteed Minimum Pension (GMP) is the lowest amount you'll legally get from your pension scheme if you worked between 6 April 1978 and 5 April 1997.How GMP affects youIf you worked between 6 April 1978 and 5 April 1997, you would no longer be…
Early retirement reduction buy out (ERRBO)
This option is for members of the 2015 Scheme only.If you claimed your NHS pension before your normal pension age, you can buy out the reduction that would apply.In the 2015 Scheme, your normal pension age is 65 or the same as your State Pension age…
Getting an estimate of your pension
We provide active and deferred members with an Annual Benefit Statement (ABS). They’re also known as Total Reward Statements (TRS) and can be accessed via Electronic Staff Record (ESR).What you get from our statementsThe service…
Contact NHS Pensions - for employers
NHS employers can contact NHS Pensions by our online form, phone, post or email (not general enquiries).General enquiries Contact us using our online formOur online form is the easiest way to contact us.Choose the 'employer' option.Contact…
Contact NHS Pensions - pensioners
If you have any questions about your NHS Pension, you can contact us.Contact us using our online formOur online form is the easiest way to contact us.Choose the 'member' option.Contact NHS PensionsOther ways to contact usPhone: 0345 121 2522Outside…
Applying for your pension
Jump to:OverviewWhen you're ready to take your NHS Pension, you'll need to apply for it.You can read the NHS Pension Scheme overview (PDF: 178KB) for details about the different pension schemes you may have pension benefits in.You should also…
Pay and contributions
The updated contributions tiers have been agreed and are applicable from 1 April 2026You must make the necessary adjustments and collect any member contributions due.Information about calculating member pay, protection of pay and contribution tiers.…
NHS Pensions McCloud Remedy Benefits Illustrator
If you’re a member of the NHS Pension Scheme and you’re affected by the public service pensions remedy (‘McCloud’ remedy), you can use the Remedy Benefits Illustrator to understand how your remedy choice is likely to affect your pension overall.…
NHS Pensions Opt-out data
Publication date: 20 May 2026The ‘Opt-out rates for ESR employees eligible for the NHS Pension Scheme’ report provides insight about eligible employees choosing to opt out of the NHS Pension Scheme. The report provides estimates about: …
Contact NHS Pensions - members
QueriesIf you have any questions about NHS Pensions, you can contact us.Contact us using our online formOur online form is the easiest way to contact us.Choose the 'member' option.Contact NHS PensionsOther ways to contact usPhone: 0300 330…