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Disclaimers

We do not include a projection as part of your statement, as we are unable to project your future earnings.

NHS pension benefits for membership after 2015 are also subject to change.

In 2015, the government made changes to most public service pension schemes, including the NHS Pension Scheme. These reforms did not apply to members closest to retirement, who stayed in their legacy schemes with ‘transitional protection’. The Court of Appeal later found that this discriminated against younger members.

The government is removing this age discrimination from public service pension schemes where transitional protection was introduced. If you were affected by the changes in 2015, when it’s time to pay you your pension benefits, you’ll be asked if you want to receive legacy scheme or reform scheme benefits for your service between 1 April 2015 and 31 March 2022.

The government intends for the processes needed to support members to make their choice between legacy or reformed benefits for the remedy period to be in place by 1 October 2023. If you’ve already retired, or retire before this date, we’ll write to you and ask you to make your choice retrospectively. Everyone affected will be offered their choice and if needed, we’ll backdate all payments to your date of retirement.

From 1 April 2022, all active members regardless of age will be members of the 2015 NHS Pension Scheme. All legacy pension schemes, including the 1995/2008 NHS Pension Scheme will be closed.

You can find more information on our website.

 

1995 section disclaimer

This is an estimate and shown for guidance only

You should check the quoted amount of pensionable pay is:

  • consistent with your current pay
  • what would be the full time equivalent pay if you work part time

If the figure is significantly different, you should contact your employer.

We base figures on known information.

We cannot give exact retirement figures until we know final pay and service details.

We might provide a projection to your normal pension age of 60 (or 55 if you have special class / MHO status).

This is on the assumption you continue to be a contributing member of the 1995 section until you retire.

For further information about whether protection applies to you is available on our website.

2008 section disclaimer

This is an estimate and shown for guidance only

You should check the quoted amount of reckonable pay is:

  • consistent with your current pay
  • what would be the full time equivalent pay if you work part time

If the figure is significantly different, you should contact your employer.

We base figures on known information.

We cannot give exact retirement figures until we know final pay and service details.

We might provide a projection to your normal pension age of 65.

This is on the assumption you continue to be a contributing member of the 2008 section until you retire.

Further information about whether protection applies to you is available on our website.

2015 scheme disclaimer

This is an estimate and shown for guidance only.

Check the quoted amount of pensionable pay is consistent with your current pay.

If the figure is significantly different, you should contact your employer.

We base figures on known information.

We cannot give exact retirement figures until we know final pay and service details.

We have not provided a projection of your pension to your normal pension age.

It is not possible to predict your pensionable earnings. It is also not possible to predict future revaluation rates.