How your membership totals have been calculated on your statement.
Officer pension statement
We calculate the membership totals on your statement as follows.
Reckonable membership
This is the amount of membership used to calculate your benefits.
If you've worked part time, this membership scales to its whole time equivalent length.
It includes:
- any transfers in of membership from other pension schemes
- additional membership due to Mental Health Officer status (1995 section only)
It also includes any added years bought to date (1995 section only). We might calculate an estimate to a date before the added years contract end date. In these cases, we include a proportional credit.
Bank staff
Your employment contract means that:
- bank posts will not feature in the TRS employment section of the statement.
- it shows no post as contributing on the personal information and summary page
We take pension contributions into account in the ABS element of your statement.
Calendar length membership
This is the amount of time you have contributed to the scheme.
This does not take account of any scaling for part time membership.
It includes:
- any transfers in of membership from other pension schemes
- additional membership due to Mental Health Officer status (1995 section only)
It also includes any added years bought to date (1995 section only). We might calculate an estimate to a date before the added years contract end date. In these cases, we include a proportional credit.
You may claim your pension before the end date of the added years contract. The pension benefits we provide by that contract will reduce. This is because they go into payment earlier and for longer.
Limiting your membership
You are not allowed to have more than 45 years’ membership counted at its calendar length by the time you retire.
1995 section
You are not allowed to have more than 40 years’ membership at the earlier of:
- your normal pension age
- 1 April 2008
If you have Special Class status you are not allowed to have more than 40 years membership at age 55.
If your normal pension age is 60 years, your scheme contributions will cease when you have:
- built up 45 years’ membership
- reached age 75
If your normal pension age is 55, your scheme contributions will cease when you have:
- built up 45 years’ membership and you are at least 60 years old
- reached age 65
2008 section
Your scheme contributions will cease when you have:
- built up 45 years’ membership
- reached age 75
You can opt to continue to pay contributions into the 2008 section beyond 45 years. More information is available in the 1995/2008 member guide (PDF: 1.73MB).
2015 Scheme
There is no limit to membership built up in the 2015 scheme.
Your scheme contributions will cease when you reach age 75.
You can find out more on the NHS Pensions website.
Practitioner pension statement
We calculate the membership totals on your statement as follows.
Reckonable membership
This is the amount of membership used to calculate your ‘officer’ benefits.
If you've worked part time, this membership scales to its whole time equivalent length.
It includes:
- any transfers in of membership from other pension schemes
- additional membership due to Mental Health Officer status (1995 section only)
It also includes any added years bought to date (1995 section only). We might calculate an estimate to a date before the added years contract end date. In these cases, we include a proportional credit.
Calendar length membership
This is the amount of time you have contributed to the scheme.
This does not take into account any scaling for part time membership.
It includes:
- any transfers in of membership from other pension schemes
- additional membership due to Mental Health Officer status (1995 section only)
It also includes any added years bought to date (1995 section only). We might calculate an estimate to a date before the added years contract end date. In these cases, we include a proportional credit.
You may claim your pension before the end date of the added years contract. The pension benefits we provide by that contract will reduce. This is because they go into payment earlier and for longer.
Limiting your membership
You are not allowed to have more than 45 years’ membership counted at its calendar length by the time you retire.
1995 section
You are not allowed to have more than 40 years’ membership at the earlier of:
- your normal pension age
- 1 April 2008
If you have special class status you are not allowed to have more than 40 years’ membership at age 55.
If your normal pension age is 60, your scheme contributions will cease when you have:
- built up 45 years’ membership
- reached age 75
If your normal pension age is 55, your scheme contributions will cease when you have:
- built up 45 years’ membership and you are at least 60 years of age
- reached age 65
2008 section
Your scheme contributions will cease when you have:
- built up 45 years’ membership
- reached age 75
You can opt to continue to pay contributions into the 2008 section beyond 45 years.
You can find out more in the 1995/2008 member guide (PDF: 1.73MB).
2015 scheme
There is no limit to membership built up in the 2015 Scheme.
Your scheme contributions will cease when you reach age 75.
You can find out more on the NHS Pensions website.
